Education

One of the most discouraging things about the current world is how hard it is to find a reliable resource. Knowing who you can trust has gotten harder even though we live in a world with more information. We are here to help. Here you can find the works of our favourite writers, a few of our thoughts and gain quick access to quality recommendations.
Featured image for “Should I tap into my RRSP for opportunities now, for example to start a new business?”
October 14, 2021

Should I tap into my RRSP for opportunities now, for example to start a new business?

Short answer: no. Withdrawals from your RRSP are immediately subject to withholding tax and then the amount you withdrew is added to your income on your…
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October 14, 2021

What should I look for in an advisor?

Someone you can develop a trusted friendship with. Your advisor will be of little use to you if you don’t trust and respect them to help…
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September 28, 2021

How do I stick to a budget?

A method that works for you matters more than which method you use. That’s why we encourage you not to get caught up in the details…
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September 28, 2021

How do we prevent our biases from impacting our money decisions?

Our biases have the unparalleled ability to stop us from getting the most out of our finances. After all, it is very easy for us to…
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September 28, 2021

What is diversification?

Diversification is the practice of not putting all your eggs in one basket. With investing, it means spreading out what you are invested in so you…
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September 28, 2021

What is inflation and what does it do?

Inflation is the general increase in prices over time. This generally happens through the printing of money. As more is created, the value of each individual…
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September 28, 2021

What is investment risk?

To help you understand investment risk, here are three angles to view it from. How our industry measures risk.  In finance, the term risk has developed…
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September 28, 2021

My budget is really tight. What can I do?

A tight budget can feel overwhelming, and it can be hard to know where to start. To help you think about this, we can simplify your…
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September 28, 2021

Is all debt bad?

No! Think of debt as a spectrum. Some forms of debt are dangerous, but others can actually push us forward rather than hold us back. Here…
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September 28, 2021

What is a cash flow statement? How is it useful?

Unlike a net worth statement that provides a snapshot of your financial picture, a cash flow statement reviews your income and expenses to provide awareness of…
Featured image for “What is a net worth statement? And why should I have one?”
September 28, 2021

What is a net worth statement? And why should I have one?

A net worth statement is a zoomed-out view of your financial picture as a whole. It shows you everything you own and owe on a single…
Featured image for “How should I save for a down payment on my first house?”
September 28, 2021

How should I save for a down payment on my first house?

I get a few questions from many people saving for their first home down payment: Should I save it or invest it to achieve my goal…

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