Change of Marital Status
The gaining or losing of a spouse comes with a lot of previously unconsidered complications. You are likely to be confronted with new, possibly daunting, responsibilities. We are here to help you make sense of your current financial picture, define your future goals, and set your path forward. We aim to simplify complex financial concepts and strategies, ensuring you feel informed and confident about your financial decisions.
Coming into New Money
Whether you received an inheritance, or perhaps sold a long-held home or business, it can be overwhelming to decide what to do with it. We sit down with you to determine your goals and time horizon and then tailor an investment strategy to match. We also focus on ensuring the most tax-efficient use of your money so you can keep more of it.
Having More Time
When your kids move out or you begin the process of retiring, it can be startling to be faced with so much free time. And, with free time often comes a change to your priorities and to your budget. We help you envision what an ideal life post-kids or post-work looks like and then develop a strategy to financially achieve it. Just because you’re working less doesn’t mean your money shouldn’t still be working for you!
Planning For the Future
As life continues to evolve, you may find yourself thinking not only about your future, but the future of your loved ones. You may strive to have your money outlive you. We are here to help create a tax-efficient and comprehensive estate plan to facilitate the smooth transition of wealth from you to your family, friends, or favourite charity.
Retiring Early
Investing as part of your retirement plan could help you retire sooner. We are here to help you decide what you want retirement to look like and consider the risks and benefits of each path toward it. Our strategies focus on maximizing government benefits and minimizing taxes, all to help you reclaim your time and enjoy the next chapter on your terms.
